It is of no doubt that banking institution plays a vital role not only in mobilising and channeling financial resources but also as a veritable instruments of efficient payment system as well as implementing the monetary policies of any country. It is noted that banking is most unlike other firms of business, therefore the terrain is usually different. Banks have a social responsibility as their activities impinge on the well being of the economy. Given such a pivotal role in the economy, the need for an orderly, efficient and sound management of banks cannot be over emphasised. There are so many preconditions for the sound management of banking institution in Nigeria. However, this project work is concerned with the issues of ethics and professionalism as essential tools for banking business in Nigeria. To achieve this, necessary data will be gathered from codes of ethics and professionalism by Bankers committee, financial journals, founding of previous researchers on the issue, then primary source of data will be used to get facts from bank customers and staff. After a critically reviewed of the results of findings, some recommendations will be made like: flamboyance, extravagance and brazen display of wealth in the midst of widespread hunger and poverty in the land should be eschewed; the career bankers as well as bank workers have a duty to behave professionally by conducting their lifestyles and social profiles in such a manner that they do not in cure the public wrath and that the two regulatory bodies. The Central Bank of Nigeria CBN and the Nigeria Deposit Insurance Corporation NDIC should be adequately staffed to facilitate their examination more than once a year of the various banks.
1.1 Objectives of the Study. 2
1.5 Significance of the Study. 4
1.8 Glossary and Terminology. 6
2.2 The Concept of Profession and Professionalism.. 7
2.4 The Pursuit of Ethics in Nigeria Banking Industry. 11
2.5 Supervisory Framework and Professionalism in the Nigeria Banking System 13
2.6 Problems of Abuse of Ethical Standard in Nigeria Banking Industry. 14
2.7 Code of Ethics and Professionalism in the Banking and Finance Industry. 15
2.8 Benefits of upholding highest standard of ethic and professionalism.. 22
3.3 Method Data Collection. 24
3.5 Data Analysis Techniques25
3.7 Determination of Critical Value. 26
4.0 Data Analysis and Presentation. 27
4.2 Analysis of data and presentation. 27
4.3 Hypothesis Testing and Interpretation. 40
5.0 Summary, Conclusion and Recommendation. 45
5.4 Suggested Areas of Further Studies47
Appendix
ABSTRACTThis study analyzes the effect of loan management in relation to banks profitability A cases stud...
Continue readingABSTRACTThis work titled A critical evaluation of lending consideration of Nigeria Deposit Banks intended look...
Continue readingABSTRACTAll over the world, the public service as a matter of experience has not been known for their capacity to creat...
Continue reading